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Vulture City

How Our Bankers Got Rich on Swindles
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The Banking Royal Commission presided over by Kenneth Hayne QC laid bare some of the most egregious acts of exploitation of vulnerable consumers ever seen before a public inquiry. It shocked average Australians and bewildered seasoned business commentators. Bankers, financial advisers and other intermediaries stood on the shoulders of children, the infirm, the indigenous, the elderly, the gambling addicted, the financially illiterate and walked over the dead to get their hands on the commissions and bonus payments to which they would assert they had a right because the system rewarded the selling of products over a sense of duty of care to customers. Did anyone at any point in a position of authority stop to think whether this was right? At what point did banks and other entities transform themselves into businesses that ended up sucking consumers dry rather than being a safe space for people to place funds? Investigative journalist Tom Ravlic has spent more than two decades looking at corporate governance, business and finance and the world of number crunching. He dissects case studies, explains what went wrong and explores possible solutions to the current trust deficit in Australia’s finance sector.
Tom Ravlic is an investigative journalist, author and academic with more than 23 years’ experience in reporting on and analysing politics and regulatory affairs for local and international media. Tom returned to journalism in 2016 after spending 12 years in the finance sector dealing predominantly with regulatory and policy analysis, corporate governance, government relations and risk management. His work has been published in Retail Banker International, Card International, The Accountant, the Daily Telegraph, the Sunday Mail, Crikey, The Saturday Paper and domestic and international professional journals. Tom is a fellow of the Institute of Public Accountants and FINSIA.
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