Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitised, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies. Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking. 'This is an up-to-the-minute look at the challenges banks face as the information age goes into overdrive.' Michael Mainelli, Emeritus Gresham Professor of Commerce, Gresham College, London 'A true vision of a rapidly changing world where industry-standard assumptions fall to pieces.' Roy Vella mobile services expert, speaker and entrepreneur 'In Digital Bank, Chris Skinner shows why he is considered the foremost financial industry scholar. As the banking world is being transformed from a world of branches to digital financial experiences, with new partnerships, new forms of commerce and even new currencies, Chris captures the scope and impact of these changes in an easy-to-read format. While nobody can be sure exactly how all these changes will impact tomorrow's financial landscape, Chris combines his perspectives with interviews of some of today's most innovative Fin Tech leaders into a book that no traditional or digital banker should ignore.' Jim Marous senior vice president, New Control 'Chris has added tremendously to the conversation with this book and I highly recommend it.' Brett King, author of Bank 2.0 and founder of Moven