Ko de Ruyter holds degrees in linguistics and political science from the Free University (Amsterdam) and the University of Amsterdam. He has published five books and over 130 articles. Richard Feinberg, Ph.D. is a member of the American Collegiate Retailing Association, Association for Consumer Research, and the Society for Consumer Psychology. Feinberg formerly served as the director of Purdue University's Center for Customer-Driven Quality. He is the author of over 200 research and trade articles, and hundreds of presentations and seminars. Lynne Bennington has a M.B.A and a doctorate in psychology. In addition to her academic activities, she has had more than twenty years of management activity in the private and public sectors. Bennington has published over fifty journal articles, book chapters, and conference papers.