Plunkett's Fintech, Cryptocurrency & Electronic Payments Industry Almanac 2026

Jack W. Plunkett is CEO & Publisher of Plunkett Research, Ltd., a Houston-based provider of market research and industry information in printed and electronic formats. Plunkett Research provides analysis, statistics and other vital data on all major industry sectors, from InfoTech to Retailing to Banking and Internet of Things. Plunkett's client list includes 10,000 leading corporations, universities and government agencies worldwide. Plunkett's products are distributed electronically through subscriptions to its online service, and around the globe by major distributors, including ThomsonReuters.Jack Plunkett is the author of numerous books, including the gold medal-winning The Next Boom: What you absolutely, positively have to know about the world between now and 2025. Plunkett is frequently interviewed as an expert source by publications such as Time magazine, Forbes, The Wall Street Journal, The New York Times and Investor's Business Daily, media outlets such as NPR's Marketplace, ABC, and Marketwatch, as well as local and regional newspapers and national columnists. Plunkett received an Academic Book of the Year Award for his Plunkett's Health Care Industry Almanac, and he was a regional finalist in the Entrepreneur of the Year Awards sponsored by EY.

Introduction 1 How to Use This Book 3 Chapter 1: Major Trends Affecting the Fintech, Cryptocurrency & Electronic Payments Industry 7 1) Major Trends Affecting the Fintech, Cryptocurrency & Electronic Payments Industry 8 2) Introduction to the Fintech, Cryptocurrency & Electronic Payments Industry 8 3) Cryptocurrencies and Blockchain Explained 10 4) Stablecoins Are Becoming Part of Mainstream Payment Infrastructure 11 5) Cryptocurrencies Used in Fraud and Money Laundering 12 6) BNPL (Buy Now Pay Later) Payment Options Have Strong Market Share 13 7) Digital Wallets Gain Payments Market Share 13 8) Tokenization of Financial Assets Is on the Rise 15 9) The SuperApp Begins to Develop in Fintech 15 10) Real Time Payments (RTP)/Instant Payments/FedNow to Grow 16 11) Neobanks/Virtual Banks Explained/Top Competitors 16 12) A Brief History of Artificial Intelligence (AI) and the State of the Industry Today 17 13) Voice, Face & Image Recognition Change the Wireless World, Artificial Intelligence (AI) Tools Added to Smartphones 19 14) Insurance Underwriting Uses Artificial Intelligence (AI)/Policy Holders Allow Their Habits to Be Tracked for Lower Insurance Rates 19 15) GenAI Agents & Robotic Process Automation (RPA) Are Replacing Human Workers 21 16) Digital Assistants Include Amazon's Echo and Google's Home/Alexa and Similar Software Power Third-Party Developers 22 17) Big Data and Data Mining Share Synergies With Cloud Computing, AI, Analytics and Targeted Advertising 23 18) Artificial Intelligence (AI) Powers Hedge Fund Investment Strategies 25 19) Banks and Apps Vie for Previously Underserved Markets, Including Hispanics 26 20) China Sees Growth in Online Payments, Banking and Lending/Alipay Soars 26 21) Smartphones and Neobanks Replace Bank Branches and Tellers 27 22) Peer-to-Peer (P2P) Payment Systems, such as Zelle and Venmo, Soar in Popularity 28 23) In Emerging Nations, mChek and M-PESA Enable Remote Banking via Smartphone 28 24) Online Competition Changes the Mortgage Industry 29 25) Open Banking Revolutionizes the World of Banking and Finance 30 26) Financial Technology (Fintech) Enables Online Lending, Insurance and Robo Advisors 30 27) The Future of Banking, Credit Cards, Mobile Payments and Mortgages 32 Chapter 2: Fintech, Cryptocurrency & Electronic Payments Industry Statistics 35 FinTech, Cryptocurrency & Electronic Payments Industry Statistics and Market Size Overview 36 Global Digital, Network, Computer & Telecom Industries--Key Statistics & Market Size Overview 37 Artificial Intelligence Industry Statistics and Market Size Overview 38 Investment & Securities Industry Statistics and Market Size Overview 39 U.S. Banking, Mortgages & Credit Industry Statistics and Market Size Overview 40 Global Credit Card Industry Statistics and Market Size Overview 41 FDIC Insured Institution Statistics: First Quarter 2026 42 Employment in the Banking Industry, U.S.: 2020 - April 2026 43 Chapter 3: Important Fintech, Cryptocurrency & Electronic Payments Industry Contacts 45 (Addresses, Phone Numbers and Internet Sites) Chapter 4: THE FINTECH 350: Who They Are and How They Were Chosen 71 Index of Companies Within Industry Groups 72 Alphabetical Index 81 Index of Headquarters Location by U.S. State 84 Index of Non-U.S. Headquarters Location by Country 87 Individual Data Profiles on Each of THE FINTECH 350 89 Additional Indexes Index of Hot Spots for Advancement for Women/Minorities 440 Index by Subsidiaries, Brand Names and Selected Affiliations 441 A Short Fintech, Cryptocurrency & Electronic Payments Industry Glossary 449